What Happens if You are in an Accident with a Lyft Driver?

Rideshare services like Lyft have revolutionized the taxi industry, offering convenience at a competitive price and making travel easier for those without a car or who prefer not to drive. With just a few taps on their phone, riders can quickly order a Lyft and be picked up within minutes. However, it’s unfortunate that accidents involving Lyft are not uncommon, despite the overall benefits these services provide.

What to Do if You Get Injured in a Lyft Accident?

Just like in any motor vehicle accident, if you have been involved in a collision while using Lyft, there are specific safety protocols that should be followed by all parties involved. For example:

• If there are no serious injuries to you, another passenger, or the driver, and if the vehicle is still movable, it is advisable to promptly move the car to the shoulder of the road. Relocating to a safe area away from traffic can effectively minimize the risk of additional collisions.
• To alert other vehicles, the driver should activate the hazard lights.
• If you, the driver, or another vehicle is involved, it is important to call 911. Additionally, if there are multiple vehicles involved, the drivers should exchange insurance information.
• Even if your symptoms appear mild immediately after the accident, it is crucial to seek medical attention once paramedics arrive. Even minor dizziness can escalate into a serious issue later on, and some individuals may not experience pain until the day after the incident. Certain injuries may not become evident until much later, underscoring the importance of understanding the timeframe for filing a lawsuit after an accident to ensure proper compensation for your injuries.
• To maximize your chances of success with any Lyft insurance claims, it is crucial to communicate with the necessary parties involved in the Lyft car accident, including the driver, the police, and any other individuals. Even though you may not be the driver, your involvement makes it essential to ensure the accuracy of statements made by others who were also involved in the accident.

Does Lyft provide insurance coverage, and which insurance applies in the event of an accident?

Coverage depends on the state, trip stage, policy terms, and accident date. Lyft’s insurance overview distinguishes between periods when the app is off, a driver is waiting for a request, and a ride has been accepted or is underway.

Lyft describes at least $1 million in third-party liability coverage in most markets after a ride is accepted, with market exceptions. Other coverages, including uninsured or underinsured motorist protection, vary. Check the applicable insurance certificate and policy for the location and date of the crash. Coverage is not guaranteed merely because a driver is online, and policy limits may not fully cover an injured person’s losses.

If another driver caused the crash, that driver’s liability coverage may apply. A lawyer can review all potentially applicable policies and identify any claim supported by the facts.

Can You Sue Lyft For an Accident?

Whether a claim may be brought against Lyft, a driver, or another party depends on proven responsibility and the governing law. A denied insurance claim or inadequate policy limit does not, by itself, establish that Lyft is legally liable. An attorney can review the evidence, insurance policies, and applicable deadlines.

Injured and Need Help Seeking a Lyft Passenger Accident Claim?

If you’ve been injured in a Lyft collision and need further legal assistance from a Lyft accident lawyer, Strong Law’s rideshare accident team may be able to help. We’ve helped obtain Lyft accident settlement amounts and other rideshare accident settlements for past clients. Contact us for a free rideshare accident consultation today!