Washington personal injury law governs how injured individuals can seek compensation when an accident is caused by another party’s negligence. This page provides an overview of how injury claims work in Washington, including time limits, fault rules, and how insurance claims are typically handled statewide.
A personal injury claim generally arises when a person is injured because another individual or entity failed to act with reasonable care. Common examples include motor vehicle accidents, pedestrian injuries, unsafe property conditions, and other incidents involving alleged negligence.
To pursue a personal injury claim in Washington, the injured party typically must establish duty, breach, causation, and damages.
Most personal injury lawsuits in Washington are subject to a three-year statute of limitations under Revised Code of Washington § 4.16.080.
This generally means a lawsuit must be filed within three years from the date of injury.
Failing to file within this time period can permanently bar a claim, regardless of fault.
Washington follows a pure comparative fault system. An injured person may recover compensation even if they are partially at fault for an accident.
Any compensation awarded is typically reduced by the injured person’s percentage of fault.
Washington’s comparative fault rules are set out in RCW § 4.22.
Most Washington personal injury cases begin as insurance claims. Insurance companies investigate accidents, evaluate liability, and determine whether compensation will be offered.
If a claim cannot be resolved through insurance, a lawsuit may be filed in Washington state court. Information about court procedures is available through the Washington State Courts.
Many Washington personal injury cases resolve through settlement without going to trial. Litigation may become necessary when liability is disputed, injuries are severe, or settlement offers do not reflect claimed damages.
Although Washington law applies statewide, how it affects a claim can depend on where an accident occurred. Separate pages address how Washington personal injury law applies in specific cities.